

| Westover Financial was founded in 1984 and is currently one of the largest, independent equipment leasing and finance companies in the United States. We are headquartered in Santa Ana, California, and have funded over $500m in capital equipment assets for companies nationwide since our inception. The key to our sustained success has been the ability to approve transactions that many others, including banks, cannot. Westover utilizes a database and active underwriting pool of over 36 different lenders. As a result, transaction dollar size, equipment type or credit challenges rarely stand in the way of a speedy and painless approval process. In other words, our clients receive the best rate and terms for their particular transaction that the marketplace can offer. The hospitality/restaurant market has expanded dramatically the last five years. Westover began to recognize that a good part of our overall market share was emerging from this industry, primarily because of the way we do business. This included end-users and vendors who use and sell specific related hospitality or restaurant equipment such as: • POS Systems • Computer Hardware and Software • Furniture & Fixtures • Leasehold Improvements • Store Acquisition • Expansion and Working Capital. In addition, we have provided financing for a number of well known, restaurant franchisees such as Carl’s Jr. and Ruby’s Diner in California. Due to our “customer friendly” philosophy and low rates, Westover determined that we could even better serve this market. The decision was made to add dedicated, hospitality, equipment financing, solution specialists, as traditional bank lenders do not typically understand the unique needs of this market. This resulted in the formation of Westover Hospitality Equipment Finance, www. westoverhospitalityequipmentfinance.com in 2007. With branch offices in Tampa, San Francisco, Salt Lake City and Los Angeles, we are committed to servicing the unique, hospitality/restaurant equipment financing and leasing needs of end-users and vendors alike in professional and prompt manner. See what others have to say about Westover’s service: Click Here |

| 800 982-5868 Ext. 104 |
| Westover Hospitality Equipment Finance |
| © Copyright - 2007 Westover Financial, Inc. All Rights Reserved |

